Colorado State Specific Strategies

In 2007, legislation was passed which required that “claim experience” and “health status” be deleted from the list of demographic “case characteristics” which health insurance carriers are allowed to use in setting premium rates for small employer health care plans. Also enacted in 2007 was a law that required group insurance policies to include coverage for mental disorders and defines “mental disorder” as posttraumatic stress disorder, drug and alcohol disorders, eating disorders, anxiety disorders and depressive disorders to the extent those disorders are not already covered as a biologically-based mental illness.