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High-Risk Pools

  • The Wyoming Health Insurance Pool became operational in 1991. The pool is funded by assessments on all insurers writing health insurance business in the state plus any self-insured plans not governed by ERISA.  The 2007 legislature created two levels of enrollment, based on the income of the member.  Level 1 applies to all members with an income above 250 percent of the FPL and Level 2 is for those with incomes below that mark.  For Level 1 enrollees, premiums can range between 150 and 200 percent of average premiums and for those in Level 2, the range is 100 to 135 percent.   As of December 2007, just over 650 persons were enrolled in the pool.