Small Firm Self-Insurance Under the Affordable Care Act

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The Affordable Care Act changes the small-group insurance market substantially beginning in 2014, but most changes do not apply to self-insured plans. This brief analyzes this exemption and the coverage decisions small-employers can make, finding that low-risk stop-loss policies lead to higher premiums in the fully insured small-group market.

Resource Details

Date: Dec 2012
Author: Matthem Buettgens and Linda J. Blumberg