OR-Insurance Market Reform and Consumer Protections

Senate Bill 89 would:

• Require health plans to cover preventive services without charging co-payments, co-insurance or deductibles.
• Individual plans could no longer deny coverage to children because of pre-existing conditions, and insurers would be prohibited from imposing lifetime limits on benefits, and must cover children under the age of 26.
• The definitions of “health benefit plan” and “emergency services” would also be modified to conform with the new federal law.
• Changes to how health insurance coverage is rescinded, cancelled or not renewed would also be made.

The bill is awaiting a vote in the House.