SCI Reinsurance Institute
In 2006, Rhode Island received a Reinsurance Institute Grant. Grant funds were used to to simulate an intervention that aggregated the state's small and non-group market experience and that shifted funding across and their insurers via reinsurance funded by a 5 percent assessment on these markets.
To read more about the results of Rhode Island's reinsurance simulation, see SCI's report "Reinsurance in State Health Reform," and the Urban Institute's memorandum, "Summary of Reinsurance Institute Work with Rhode Island and Final Modeling Results."
SCI Demonstration Grant
In 2002 the Rhode Island Department of Human Services was awarded a SCI Demonstration Grant for the Rhode Island Access Project. The goals of this demonstration project were to:
- Decrease the rate of uninsurance in Rhode Island;
- Implement, evaluate and improve RIteShare, the state's premium assistance program; and
- Stabilize enrollment growth in Rite Care, the state's Medicaid managed care program.
Grant Highlights:
- Rhode Island has become a national leader in premium assistance. Over the grant period, Rhode Island tracked RIteShare member satisfaction and the impact of premiums and co-pays on Rite Care enrollment.
- Rhode Island published a Lessons Learned guide for other states who wish to implement premium assistance programs and measured the success of RIteShare using several indicators:
- Per person, per month cost of RIteShare enrollee = $119
- Per person, per month cost of RIte Care enrollee = $206
- RIteShare saved $3.4 million in 2004
- RIteShare increased employer participation from 117 employers upwards to 1060 as of December 2004.
- RIteShare enrollment was at 5,971 individuals as of October 31, 2005.
State Profiles
