Limited-Benefit Plans

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In 2005, the Kentucky legislature passed HB278, the Small Business Insurance Relief Act, which creates a state-established basic health benefit plan to make insurance more affordable by tailoring benefitsto specific needs, creates a uniform system for physicians to receive credentials with insurers or hospitals, and establishes an advisory committee to help Kentucky provide patients with quality and cost information about their health care. The basic health benefit plan is available to individuals and employers with fewer than 50 employees.